Congratulations! You've made it to the home of your NO COST REFI. Use our web site to apply online, calculate payments, or contact us for more information regarding this amazing money saving program.
During these uncertain and volatile times, we can all use some help. A couple of hundred dollars might not have meant that much a year ago, but now it can mean the difference between a full tank of gas and running out of gas. It can be a nice evening out to see a movie with dinner afterwards, so that for a few hours at least, we can forget about our everyday problems. If invested in your home, those same couple of hundred dollars can grow into tens or even hundreds of thousands of dollars in savings! As a homeowner, you'd like to take advantage of the lower rates available right now, but you're tired of paying for closing costs and want someone to bail you out for once. Urban Mortgage Bancorp has our own rescue plan for you; it's your NO COST REFI.
NO COST REFI, what's the catch? After all, businesses are in business to make money, and those that don't will not be in business very long. So how can we offer you a NO COST REFI and stay in business? Here's the Secret: We get you a great interest rate with a rebate paid to us by the lender. We use the rebate money the lender pays us to pay ALL of your closing costs, then we pay all of our expenses, and finally we make a small profit. We put you first. Your interests are put before our own interests - wouldn't it be nice if more of our friends in Washington D.C. and Wall Street would abide by this simple principle. If they did, maybe things would be different these days...
You probably received one of our post cards below. On it we give an example of a $417,000 loan refinance. We can reduce your interest rate with a new 30 year fixed rate mortgage - not 1 year, not 5 years, not 10 years, but a full 30 years fixed. Our post card example shows a savings of about $200 per month, maybe not a lot of money to some, but all the difference in the world to others. Learn how to turn those $200 per month into amazing savings.
If you're ready, you can take the first step towards savings with your NO COST REFI by completing our easy Online Loan Application.
Still not ready to take the first step? Maybe you're interested, but you've never heard of Urban Mortgage Bancorp, after all the turmoil in the mortgage industry who can you trust with your business. Urban Mortgage Bancorp has been in business since 2000. Our Broker graduated from California State University - Northridge with a BS in Business and has been in the mortgage business since 1986. Our Operations Manager graduated from the University of Illinois with a BS in Astronautical Engineering and prior to that attended the U.S. Naval Academy for two years. Our Sr. Processor graduated with a BA in Psychology from Point Loma Nazarene University. We have the education, experience and expertise to help you, but how about our business reputation? One independent source for checking the reputation of a business is the Better Business Bureau. Click the link below to check us out.
Better Business Bureau
How do you know your NO COST REFI is a great deal? Compare your NO COST REFI to the current offerings from two of the largest lenders in the USA.
WELLS FARGO BANK of AMERICA
Did you notice that both Wells Fargo and B of A are charging 1 point, normal closing costs, and they're getting a rebate too! Yes, banks get paid rebates too, only they don't call it a rebate. They call it a Yield Spread Premium, or YSP. So on top of charging you all those points and closing costs, they're also getting paid a YSP from their Wall Street Investors. It should be pretty clear whose interest they're putting first!
Your NO COST REFI rate is: 5.875% a.p.r.
Are you ready to take the first step to amazing savings with your NO COST REFI? Let's review what you have learned so far about Urban Mortgage Bancorp:
- You learned that we have a philosophy of Customer First.
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You learned that we're rated AA with the Better Business Bureau.
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You learned that we are experienced and educated professionals.
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You learned that our loan is better than Wells Fargo & B of A's loans.
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You learned that we will save you thousands of dollars in closing costs.
After all that you have learned so far, are you ready to take the first step? If you are, please click the loan application link below. If not, maybe we can answer some questions for you by email or you can call us M-F from 9-5 at 626-683-0110 and we can discuss your situation over the phone. Give us the chance to earn your business. We're here to help!
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